Unfortunately, accidents can and do happen. Many of them can occur to people while they are at work or when they are performing job-related duties not at their place of employment. In the state of Iowa, however, there is a set of workers’ compensation laws in place to help workers injured on the job to receive payment for their injuries or illnesses sustained while working. It’s important to know everything about Iowa workers comp in the event that you’re injured at work.
What is an On-the-Job Injury?
There are a number of types of injuries that are covered in the Iowa workers’ compensation system that allow employees to receive compensation. Things that are covered under the law include medical care, surgery, hospital services, dental services, hearing aids, chiropractic treatment, physical therapy, prescription medications and nursing care. An injured or ill worker can also receive financial compensation if they are temporarily unable to work or are render disabled on a permanent basis.
Most Common Types of Injuries Covered by Workers’ Comp
Some of the most common types of injuries sustained by people on the job are covered by the workers’ compensation system. Those injuries include the following kinds:
• Orthopedic Injuries: Orthopedic injuries affects type that affect the bones, joints, nerves and muscles in the body. Generally, strains, sprains and fractures are the most common of these kinds of injuries. Treatment often involves therapy, exercise, physical therapy, medication, surgery, casts, splints and even medical counseling.
• Repetitive Stress Injuries: A repetitive stress injury is highly common in the workplace. Two of the most common examples of such injuries are carpal tunnel syndrome and tendonitis. These injuries are sustained over a long period of time due to repetitive activities at work.
• Construction and Industrial Accidents: Workers who are employed in the areas of construction or industrial work are often most at risk of suffering injuries. Sometimes, a site may not be adequately safe and an accident can occur that results in injury.
• Burn Injuries: Workers who experience burn injuries, whether they involve second- or third-degree burns or chemical burns, often experience highly traumatic injuries. These injuries can occur in professions where being near fire, chemicals or even defective products are common.
• Toxic Exposure: Toxic exposure can lead to very serious injuries or illnesses that require a lifetime of medical treatment and expenses. In the worst case scenarios, a worker can suffer from cancer, leukemia or a lung disease and may not be able to ever return to the workforce.
Can a Worker be Fired for Filing a Claim?
According to Iowa law, it is illegal for an employer to terminate a worker for rightfully filing a workers’ comp claim. If such a situation occurs, the worker has the legal right to file a civil lawsuit against the employer. An employer also cannot deny an injured employee permission to seek immediate medical attention after they have sustained an injury while on the job.
To ensure that you can receive the workers’ comp benefits you deserve after suffering a work-related injury, get in touch an experience workers’ compensation attorney as soon as possible. Your attorney can also help you to get your workers’ comp claim started and inform you of your rights.